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        <title>Navigating Our Financial Times</title>
        <description><![CDATA[How today's shifting economic landscape affects Arizona families, retirees, workers, and businesses. Hosted by Nicole Cox and Linda O'Bryon with expert guests from academia and journalism, each episode offers clarity, context, and conversation on the real-world impacts of inflation, tariffs, labor shifts, housing, and more — all through a local lens.]]></description>
        <language>en</language>
        <link>https://www.azpm.org/podcast/navigating</link>
        <lastBuildDate>Mon, 05 Oct 2026 12:15:00 -0700</lastBuildDate>
        
        <copyright>©2026 AZPM</copyright>
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<itunes:title>Navigating Our Financial Times</itunes:title>
<itunes:author>AZPM</itunes:author>

    
        <itunes:owner>
            <itunes:email>aswedbergh@gmail.com</itunes:email>
            <itunes:name>AZPM</itunes:name>
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<itunes:type>episodic</itunes:type>




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        <item>
    <title>Exploring the US Latino Economy</title>
    <enclosure url="https://dts.podtrac.com/redirect.mp3/media.azpm.org/master/audio/2026/10/5/noft/noft-117-final-192k.mp3" length="48723840" type="audio/mpeg"/>
    <description><![CDATA[While the Latino demographic makes up about one-fifth of the nation's population, research shows this cohort represents almost a third of U.S. economic growth. Dr. Jose Juardo, senior research economist at the Seidman Research Institute at Arizona State University, joins us Navigating Our Financial Times to discuss the findings of the Latino Donor Collaborative Part 1 of the 2026 U.S. Latino Economic Impact Report, published in July.]]></description>
    
    <pubDate>Mon, 05 Oct 2026 12:15:00 -0700</pubDate>
    <link>https://www.azpm.org/podcast/navigating/2026-10-05/exploring-the-us-latino-economy</link>
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    <author>ncox@azpm.org (Nicole Cox)</author>
    <itunes:title>Exploring the US Latino Economy</itunes:title>
<itunes:summary><![CDATA[While the Latino demographic makes up about one-fifth of the nation's population, research shows this cohort represents almost a third of U.S. economic growth. Dr. Jose Juardo, senior research economist at the Seidman Research Institute at Arizona State University, joins us Navigating Our Financial Times to discuss the findings of the Latino Donor Collaborative Part 1 of the 2026 U.S. Latino Economic Impact Report, published in July.]]></itunes:summary>
<itunes:subtitle><![CDATA[While the Latino demographic makes up about one-fifth of the nation's…]]></itunes:subtitle>
<itunes:author>AZPM</itunes:author>
<itunes:duration>2030</itunes:duration>
<itunes:image href="https://npr.brightspotcdn.com/dims4/default/9905c4a/2147483647/strip/false/crop/2000x2000+0+0/resize/2000x2000!/quality/90/?url=http%3A%2F%2Fnpr-brightspot.s3.amazonaws.com%2Flegacy%2F62%2F92%2Fb14fa6164f9594b2250d6f2eaf30%2Fnoft-latino.jpg" />

<itunes:episodeType>full</itunes:episodeType>
<itunes:episode>17</itunes:episode>
<itunes:season>2</itunes:season>

</item><item>
    <title>Artificial Intelligence: How tech tools are changing work, school, and the stock market</title>
    <enclosure url="https://dts.podtrac.com/redirect.mp3/media.azpm.org/master/audio/2026/9/4/noft/noft-116-final-192k.mp3" length="76374144" type="audio/mpeg"/>
    <description><![CDATA[AI has become a part of everyday live for Americans, whether we use the technology directly or not. AI-driven productivity and communications tools dominate the online experience. Speculation about the future of a workforce displaced by AI technology is rampant. And massive data centers built to house generative AI infrastructure are popping up nationwide, often met with opposition by local communities. Two journalists who’ve reported on the impact of AI in their respective beats, Justin Lahart of the Wall Street Journal and Matt Barnum of Chalkbeat Ideas, join us to break down these talking points.]]></description>
    
    <pubDate>Mon, 07 Sep 2026 12:15:00 -0700</pubDate>
    <link>https://www.azpm.org/podcast/navigating/2026-09-07/artificial-intelligence-how-tech-tools-are-changing-work-school-and-the-stock-market</link>
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    <author>ncox@azpm.org (Nicole Cox)</author>
    <itunes:title>Artificial Intelligence: How tech tools are changing work, school, and the stock market</itunes:title>
<itunes:summary><![CDATA[AI has become a part of everyday live for Americans, whether we use the technology directly or not. AI-driven productivity and communications tools dominate the online experience. Speculation about the future of a workforce displaced by AI technology is rampant. And massive data centers built to house generative AI infrastructure are popping up nationwide, often met with opposition by local communities. Two journalists who’ve reported on the impact of AI in their respective beats, Justin Lahart of the Wall Street Journal and Matt Barnum of Chalkbeat Ideas, join us to break down these talking points.]]></itunes:summary>
<itunes:subtitle><![CDATA[AI has become a part of everyday live for Americans, whether we use the…]]></itunes:subtitle>
<itunes:author>AZPM</itunes:author>
<itunes:duration>3182</itunes:duration>


<itunes:episodeType>full</itunes:episodeType>
<itunes:episode>16</itunes:episode>
<itunes:season>2</itunes:season>

</item><item>
    <title>The Rising Costs of Being a Fan: Private equity, streaming services and online betting in sports</title>
    <enclosure url="https://dts.podtrac.com/redirect.mp3/media.azpm.org/master/audio/2026/8/3/noft/noft-115-final-192k.mp3" length="70895808" type="audio/mpeg"/>
    <description><![CDATA[Few things bring Americans together the way sports can: Regardless of cultural, political and generational divides, we love to get together for 'the big game,' to cheer on our teams and follow along with the victories and heartbreaks that are part of the sports narrative. But with the business side of sports evolving, fans have been subject to notable cost increases in ticket prices and home viewing access.]]></description>
    
    <pubDate>Mon, 03 Aug 2026 12:15:00 -0700</pubDate>
    <link>https://www.azpm.org/podcast/navigating/2026-08-03/the-rising-costs-of-being-a-fan-private-equity-streaming-services-and-online-betting-in-sports</link>
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    <author>ncox@azpm.org (Nicole Cox)</author>
    <itunes:title>The Rising Costs of Being a Fan: Private equity, streaming services and online betting in sports</itunes:title>
<itunes:summary><![CDATA[Few things bring Americans together the way sports can: Regardless of cultural, political and generational divides, we love to get together for 'the big game,' to cheer on our teams and follow along with the victories and heartbreaks that are part of the sports narrative. But with the business side of sports evolving, fans have been subject to notable cost increases in ticket prices and home viewing access. The Bureau of Labor Statistics reported this year that prices for admission to sporting events increased by 123% from 2000 to 2025. This month on Navigating Our Financial Times, hosts Linda O'Bryon and Nicole Cox speak with Alex Jacquez, Chief of Policy and Advocacy at Groundwork Collaborative, former White House Economic Council staffer and writer of the opinion piece, "Happy Opening Day! Now get out your wallet" for MS Now, who breaks down some of the factors influencing the rapidly-changing fan experience.]]></itunes:summary>
<itunes:subtitle><![CDATA[Few things bring Americans together the way sports can: Regardless of cultural,…]]></itunes:subtitle>
<itunes:author>AZPM</itunes:author>
<itunes:duration>2953</itunes:duration>
<itunes:image href="https://npr.brightspotcdn.com/dims4/default/367ec3f/2147483647/strip/false/crop/2000x2000+0+0/resize/2000x2000!/quality/90/?url=http%3A%2F%2Fnpr-brightspot.s3.amazonaws.com%2Flegacy%2Fff%2F7e%2F553a85fb441981db4fabf18e85ce%2Fnoftsports.jpg" />

<itunes:episodeType>full</itunes:episodeType>
<itunes:episode>15</itunes:episode>
<itunes:season>2</itunes:season>

</item><item>
    <title>Healthcare Access: Policy, Tech, and Price Increases</title>
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    <description><![CDATA[One year has passed since President Donald Trump signed the HR 1 Reconciliation Bill, commonly known as the One Big Beautiful Bill. Amid the swath of concerns over expected cuts to healthcare coverage, Medicaid programs and health services in rural and tribal areas of Arizona, Hosts Linda O’Bryon and Nicole Cox sit down with two health experts to discuss what changes are coming. Emma Wager, a senior analyst for the nonpartisan health policy organization KFF, and Dr. Daniel Derksen, Director of the University of Arizona Center for Rural Health share insights on policy changes to the healthcare landscape, and how telehealth initiatives and AI tools are paving the way to transform access for rural patients.]]></description>
    
    <pubDate>Mon, 06 Jul 2026 12:15:00 -0700</pubDate>
    <link>https://www.azpm.org/podcast/navigating/2026-07-06/healthcare-access-policy-tech-and-price-increases</link>
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    <author>ncox@azpm.org (Nicole Cox)</author>
    <itunes:title>Healthcare Access: Policy, Tech, and Price Increases</itunes:title>
<itunes:summary><![CDATA[One year has passed since President Donald Trump signed the HR 1 Reconciliation Bill, commonly known as the One Big Beautiful Bill. Amid the swath of concerns over expected cuts to healthcare coverage, Medicaid programs and health services in rural and tribal areas of Arizona, Hosts Linda O’Bryon and Nicole Cox sit down with two health experts to discuss what changes are coming. Emma Wager, a senior analyst for the nonpartisan health policy organization KFF, and Dr. Daniel Derksen, Director of the University of Arizona Center for Rural Health share insights on policy changes to the healthcare landscape, and how telehealth initiatives and AI tools are paving the way to transform access for rural patients.]]></itunes:summary>
<itunes:subtitle><![CDATA[One year has passed since President Donald Trump signed the HR 1 Reconciliation…]]></itunes:subtitle>
<itunes:author>AZPM</itunes:author>
<itunes:duration>3306</itunes:duration>
<itunes:image href="https://npr.brightspotcdn.com/dims4/default/eeb6407/2147483647/strip/false/crop/2000x2000+0+0/resize/2000x2000!/quality/90/?url=http%3A%2F%2Fnpr-brightspot.s3.amazonaws.com%2Flegacy%2Fa2%2Fdf%2Fc57194444634878b6fcdf5a18d59%2Fhealthcare-policy1.png" />

<itunes:episodeType>full</itunes:episodeType>
<itunes:episode>14</itunes:episode>
<itunes:season>2</itunes:season>

</item><item>
    <title>The Economics of Space Exploration</title>
    <enclosure url="https://dts.podtrac.com/redirect.mp3/media.azpm.org/master/audio/2026/6/1/noft/noft-113-podcast.mp3" length="79157760" type="audio/mpeg"/>
    <description><![CDATA[With ongoing investments in new technologies, mineral extraction and missions for exploration, predictions show the “global space economy” could reach beyond $1 Trillion by the 2030s.]]></description>
    
    <pubDate>Mon, 01 Jun 2026 12:15:00 -0700</pubDate>
    <link>https://www.azpm.org/podcast/navigating/2026-06-01/the-economics-of-space-exploration</link>
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    <author>ncox@azpm.org (Nicole Cox)</author>
    <itunes:title>The Economics of Space Exploration</itunes:title>
<itunes:summary><![CDATA[With ongoing investments in new technologies, mineral extraction and missions for exploration, predictions show the “global space economy” could reach beyond $1 Trillion by the 2030s. Dani DellaGiustina, Ph. D., served as a deputy principal investigator in NASA’s OSIRIS-Rex mission. She breaks down the different ways public and private sectors are investing resources toward space exploration.]]></itunes:summary>
<itunes:subtitle><![CDATA[With ongoing investments in new technologies, mineral extraction and missions…]]></itunes:subtitle>
<itunes:author>AZPM</itunes:author>
<itunes:duration>1978</itunes:duration>
<itunes:image href="https://npr.brightspotcdn.com/dims4/default/b6eb8d5/2147483647/strip/false/crop/2000x2000+0+0/resize/2000x2000!/quality/90/?url=http%3A%2F%2Fnpr-brightspot.s3.amazonaws.com%2Flegacy%2F82%2F56%2Fe317d77d4ee58922d363056e69dc%2Fspaceexploration.png" />

<itunes:episodeType>full</itunes:episodeType>
<itunes:episode>13</itunes:episode>
<itunes:season>2</itunes:season>

</item><item>
    <title>Making Sense of the Economy with Planet Money&#x27;s New Book</title>
    <enclosure url="https://dts.podtrac.com/redirect.mp3/media.azpm.org/master/audio/2026/5/4/noft/noft-112-final-192k.mp3" length="56786112" type="audio/mpeg"/>
    <description><![CDATA[Listeners have long been learning about "the economic forces that shape our lives" on NPR podcast Planet Money. And now, thanks to contributor Alex Mayyasi and the Planet Money hosts, they can also turn to the pages of a book for anecdotes, visuals and more.]]></description>
    
    <pubDate>Mon, 04 May 2026 12:15:00 -0700</pubDate>
    <link>https://www.azpm.org/podcast/navigating/2026-05-04/making-sense-of-the-economy-with-planet-moneys-new-book</link>
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    <author>ncox@azpm.org (Nicole Cox)</author>
    <itunes:title>Making Sense of the Economy with Planet Money&#x27;s New Book</itunes:title>
<itunes:summary><![CDATA[Listeners have long been learning about "the economic forces that shape our lives" on NPR podcast Planet Money. And now, thanks to contributor Alex Mayyasi and the Planet Money hosts, they can also turn to the pages of a book for anecdotes, visuals and more. Hosts Linda O'Bryon and Nicole Cox sit down with Mayassi and Kenny Malone to discuss the state of the economy through Planet Money's lens.]]></itunes:summary>
<itunes:subtitle><![CDATA[Listeners have long been learning about "the economic forces that shape our…]]></itunes:subtitle>
<itunes:author>AZPM</itunes:author>
<itunes:duration>2946</itunes:duration>
<itunes:image href="https://npr.brightspotcdn.com/dims4/default/537a40b/2147483647/strip/false/crop/2000x2000+0+0/resize/2000x2000!/quality/90/?url=http%3A%2F%2Fnpr-brightspot.s3.amazonaws.com%2Flegacy%2Fa7%2Fcc%2F1b158c93487788df3d9f01bae8ef%2Fplanetmoney.png" />

<itunes:episodeType>full</itunes:episodeType>
<itunes:episode>12</itunes:episode>
<itunes:season>2</itunes:season>

</item><item>
    <title>529 Plans and Financial Literacy with Arizona Treasurer Kimberly Yee</title>
    <enclosure url="https://dts.podtrac.com/redirect.mp3/media.azpm.org/master/audio/2026/4/6/noft/noft-111-final-192k.mp3" length="56786112" type="audio/mpeg"/>
    <description><![CDATA[Arizona Treasurer Kimberly Yee joins hosts Nicole Cox and Linda O'Bryon for this special Financial Literacy Month episode. Treasurer Yee discusses the state’s 529 Education Savings Plan, which helps Arizonans save for a number of educational opportunities, as well as the work her administration has done to bolster financial education. GUESTS: Arizona Treasurer Kimberly Yee]]></description>
    
    <pubDate>Mon, 06 Apr 2026 12:15:00 -0700</pubDate>
    <link>https://www.azpm.org/podcast/navigating/2026-04-06/529-plans-and-financial-literacy-with-arizona-treasurer-kimberly-yee</link>
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    <author>ncox@azpm.org (Nicole Cox)</author>
    <itunes:title>529 Plans and Financial Literacy with Arizona Treasurer Kimberly Yee</itunes:title>
<itunes:summary><![CDATA[Arizona Treasurer Kimberly Yee joins hosts Nicole Cox and Linda O'Bryon for this special Financial Literacy Month episode. Treasurer Yee discusses the state’s 529 Education Savings Plan, which helps Arizonans save for a number of educational opportunities, as well as the work her administration has done to bolster financial education. GUESTS: Arizona Treasurer Kimberly Yee]]></itunes:summary>
<itunes:subtitle><![CDATA[Arizona Treasurer Kimberly Yee joins hosts Nicole Cox and Linda O'Bryon for…]]></itunes:subtitle>
<itunes:author>AZPM</itunes:author>
<itunes:duration>2366</itunes:duration>
<itunes:image href="https://npr.brightspotcdn.com/dims4/default/5355351/2147483647/strip/false/crop/2000x2000+0+0/resize/2000x2000!/quality/90/?url=http%3A%2F%2Fnpr-brightspot.s3.amazonaws.com%2Flegacy%2F8a%2F4f%2Fca624d6e4f8b9e3bf0f4ecc348ae%2Fyee.png" />

<itunes:episodeType>full</itunes:episodeType>
<itunes:episode>11</itunes:episode>
<itunes:season>2</itunes:season>

</item><item>
    <title>Affordability Solutions in the Housing Market</title>
    <enclosure url="https://dts.podtrac.com/redirect.mp3/media.azpm.org/master/audio/2026/2/23/noft/noft-110-final-192k.mp3" length="68090112" type="audio/mpeg"/>
    <description><![CDATA[Hosts Nicole Cox and Linda O'Bryon explore a key political issue facing the US: Housing affordability and availability. We hear from two experts from the University of Arizona whose research explores pathways to increasing housing affordability across the state of Arizona and the greater southwest region.]]></description>
    
    <pubDate>Mon, 23 Feb 2026 13:15:00 -0700</pubDate>
    <link>https://www.azpm.org/podcast/navigating/2026-02-23/affordability-solutions-in-the-housing-market</link>
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    <author>ncox@azpm.org (Nicole Cox)</author>
    <itunes:title>Affordability Solutions in the Housing Market</itunes:title>
<itunes:summary><![CDATA[Hosts Nicole Cox and Linda O'Bryon explore a key political issue facing the US: Housing affordability and availability. We hear from two experts from the University of Arizona whose research explores pathways to increasing housing affordability across the state of Arizona and the greater southwest region. We also check in with Wall Street Journal investing columnist Spencer Jakab for a macroeconomic look at the factors at play the housing market nationwide. 

GUESTS: Spencer Jakab, investing columnist for the Wall Street Journal; Kenny Wong, University of Arizona Lecturer in Sustainable Built Environments and Co-Director, Arizona Research Center for Housing Equity and Sustainability (ARCHES); Daniel Kuhlmann, University of Arizona Assistant Professor of Real Estate Development and Planning with College of Architecture, Planning and Landscape Architecture]]></itunes:summary>
<itunes:subtitle><![CDATA[Hosts Nicole Cox and Linda O'Bryon explore a key political issue facing the US:…]]></itunes:subtitle>
<itunes:author>AZPM</itunes:author>
<itunes:duration>2837</itunes:duration>
<itunes:image href="https://npr.brightspotcdn.com/dims4/default/85c826d/2147483647/strip/false/crop/2000x2000+0+0/resize/2000x2000!/quality/90/?url=http%3A%2F%2Fnpr-brightspot.s3.amazonaws.com%2Flegacy%2F0e%2Ff6%2Fcebd747b48448270d662cced8b30%2Fnoft-10.png" />

<itunes:episodeType>full</itunes:episodeType>
<itunes:episode>10</itunes:episode>
<itunes:season>2</itunes:season>

</item><item>
    <title>2026 Stock Market Outlook and the &quot;January Effect&quot;</title>
    <enclosure url="https://dts.podtrac.com/redirect.mp3/media.azpm.org/master/audio/2026/1/30/noft/noft-109-final-192k.mp3" length="68702976" type="audio/mpeg"/>
    <description><![CDATA[What are some of the economic, geopolitical and tech-based factors driving market trends this January? Nicole Cox and Linda O'Bryon speak with Wall Street Journal investing columnist Spencer Jakab for a deep-dive into the stock market outlook in 2026 and what investors can anticipate.]]></description>
    
    <pubDate>Fri, 30 Jan 2026 13:15:00 -0700</pubDate>
    <link>https://www.azpm.org/podcast/navigating/2026-01-30/2026-stock-market-outlook-and-the-january-effect</link>
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    <author>ncox@azpm.org (Nicole Cox)</author>
    <itunes:title>2026 Stock Market Outlook and the &quot;January Effect&quot;</itunes:title>
<itunes:summary><![CDATA[What are some of the economic, geopolitical and tech-based factors driving market trends this January? Nicole Cox and Linda O'Bryon speak with Wall Street Journal investing columnist Spencer Jakab for a deep-dive into the stock market outlook in 2026 and what investors can anticipate.]]></itunes:summary>
<itunes:subtitle><![CDATA[What are some of the economic, geopolitical and tech-based factors driving…]]></itunes:subtitle>
<itunes:author>AZPM</itunes:author>
<itunes:duration>2862</itunes:duration>


<itunes:episodeType>full</itunes:episodeType>
<itunes:episode>9</itunes:episode>
<itunes:season>2</itunes:season>

</item><item>
    <title>School choice, federal student aid, and the future of education</title>
    <enclosure url="https://dts.podtrac.com/redirect.mp3/media.azpm.org/master/audio/2025/12/25/noft/noft-108-final-192k.mp3" length="65476224" type="audio/mpeg"/>
    <description><![CDATA[With reports of falling enrollment in public schools, changes to federal student aid and the dismantling of the US Department of Education, what do people need to pay attention to in today’s education landscape? Matt Barnum, editor and columnist for Chalkbeat Ideas and Jason Gonzales, Higher Ed and Legislative Matters Reporter for Chalkbeat Colorado join us to discuss these topics and more.]]></description>
    
    <pubDate>Fri, 19 Dec 2025 11:15:00 -0700</pubDate>
    <link>https://www.azpm.org/podcast/navigating/2025-12-19/school-choice-federal-student-aid-and-the-future-of-education</link>
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    <author>ncox@azpm.org (Nicole Cox)</author>
    <itunes:title>School choice, federal student aid, and the future of education</itunes:title>
<itunes:summary><![CDATA[With reports of falling enrollment in public schools, changes to federal student aid and the dismantling of the US Department of Education, what do people need to pay attention to in today’s education landscape? Matt Barnum, editor and columnist for Chalkbeat Ideas and Jason Gonzales, Higher Ed and Legislative Matters Reporter for Chalkbeat Colorado join us to discuss these topics and more.]]></itunes:summary>
<itunes:subtitle><![CDATA[With reports of falling enrollment in public schools, changes to federal…]]></itunes:subtitle>
<itunes:author>AZPM</itunes:author>
<itunes:duration>2728</itunes:duration>


<itunes:episodeType>full</itunes:episodeType>
<itunes:episode>8</itunes:episode>
<itunes:season>1</itunes:season>

</item><item>
    <title>Tax tips for charitable giving</title>
    <enclosure url="https://dts.podtrac.com/redirect.mp3/media.azpm.org/master/audio/2025/11/25/noft/noft-107-final-192k.mp3" length="71055360" type="audio/mpeg"/>
    <description><![CDATA[With changes to the tax law coming in 2026, 2025 is turning out to be a strategic year for philanthropic planning. On this edition of AZPM's “Navigating Our Financial Times,” CPA Edward Zollars joins the conversation once again to discuss how those changes may reshape plans for charitable giving.]]></description>
    
    <pubDate>Tue, 25 Nov 2025 11:15:00 -0700</pubDate>
    <link>https://www.azpm.org/podcast/navigating/2025-11-25/tax-tips-for-charitable-giving</link>
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    <author>ncox@azpm.org (Nicole Cox)</author>
    <itunes:title>Tax tips for charitable giving</itunes:title>
<itunes:summary><![CDATA[With changes to the tax law coming in 2026, 2025 is turning out to be a strategic year for philanthropic planning. On this edition of AZPM's “Navigating Our Financial Times,” CPA Edward Zollars joins the conversation once again to discuss how those changes may reshape plans for charitable giving.]]></itunes:summary>
<itunes:subtitle><![CDATA[With changes to the tax law coming in 2026, 2025 is turning out to be a…]]></itunes:subtitle>
<itunes:author>AZPM</itunes:author>
<itunes:duration>2960</itunes:duration>


<itunes:episodeType>full</itunes:episodeType>
<itunes:episode>7</itunes:episode>
<itunes:season>1</itunes:season>

</item><item>
    <title>Fraud Watch: Protecting yourself against phone scams</title>
    <enclosure url="https://dts.podtrac.com/redirect.mp3/media.azpm.org/master/audio/2025/11/3/noft/noft-106-final-192k.mp3" length="54237312" type="audio/mpeg"/>
    <description><![CDATA[The Federal Trade Commission says Americans reported losing more than $12.5 billion to fraud in 2024, up 25% from the year before. What's driving the surge, and which scam is hitting consumers the hardest? Amy Nofziger, director of victim support for the AARP Fraud Watch Network joins hosts Nicole Cox and Linda O'Bryon to discuss common scams targeting Americans, particularly through their mobile phones.]]></description>
    
    <pubDate>Mon, 03 Nov 2025 11:15:00 -0700</pubDate>
    <link>https://www.azpm.org/podcast/navigating/2025-11-03/fraud-watch-protecting-yourself-against-phone-scams</link>
    <guid isPermaLink="false">https://dts.podtrac.com/redirect.mp3/media.azpm.org/master/audio/2025/11/3/noft/noft-106-final-192k.mp3</guid>
    <author>ncox@azpm.org (Nicole Cox)</author>
    <itunes:title>Fraud Watch: Protecting yourself against phone scams</itunes:title>
<itunes:summary><![CDATA[The Federal Trade Commission says Americans reported losing more than $12.5 billion to fraud in 2024, up 25% from the year before. What's driving the surge, and which scam is hitting consumers the hardest? Amy Nofziger, director of victim support for the AARP Fraud Watch Network joins hosts Nicole Cox and Linda O'Bryon to discuss common scams targeting Americans, particularly through their mobile phones.]]></itunes:summary>
<itunes:subtitle><![CDATA[The Federal Trade Commission says Americans reported losing more than $12.5…]]></itunes:subtitle>
<itunes:author>AZPM</itunes:author>
<itunes:duration>2259</itunes:duration>


<itunes:episodeType>full</itunes:episodeType>
<itunes:episode>6</itunes:episode>
<itunes:season>1</itunes:season>

</item><item>
    <title>How tax changes in the &quot;Big, Beautiful Bill&#x27; will affect you</title>
    <enclosure url="https://dts.podtrac.com/redirect.mp3/media.azpm.org/master/audio/2025/10/3/noft/noft-105-final-192k.mp3" length="43286976" type="audio/mpeg"/>
    <description><![CDATA[2025 is shaping up to be a huge year for tax policy, but how will the recent changes to tax laws actually affect you? Edward Zollars, CPA from Thomas, Zollars, and Lynch, joins hosts Linda O'Bryon and Nicole Cox to break down the changes to the federal tax laws in the "Big Beautiful Bill," and what it means for your wallet.]]></description>
    
    <pubDate>Sat, 04 Oct 2025 10:15:00 -0700</pubDate>
    <link>https://www.azpm.org/podcast/navigating/2025-10-04/how-tax-changes-in-the-big-beautiful-bill-will-affect-you</link>
    <guid isPermaLink="false">https://dts.podtrac.com/redirect.mp3/media.azpm.org/master/audio/2025/10/3/noft/noft-105-final-192k.mp3</guid>
    <author>ncox@azpm.org (Nicole Cox)</author>
    <itunes:title>How tax changes in the &quot;Big, Beautiful Bill&#x27; will affect you</itunes:title>
<itunes:summary><![CDATA[2025 is shaping up to be a huge year for tax policy, but how will the recent changes to tax laws actually affect you? Edward Zollars, CPA from Thomas, Zollars, and Lynch, joins hosts Linda O'Bryon and Nicole Cox to break down the changes to the federal tax laws in the "Big Beautiful Bill," and what it means for your wallet.]]></itunes:summary>
<itunes:subtitle><![CDATA[2025 is shaping up to be a huge year for tax policy, but how will the recent…]]></itunes:subtitle>
<itunes:author>AZPM</itunes:author>
<itunes:duration>1803</itunes:duration>


<itunes:episodeType>full</itunes:episodeType>
<itunes:episode>5</itunes:episode>
<itunes:season>1</itunes:season>

</item><item>
    <title>Is insolvency inevitable? A look at Social Security&#x27;s future</title>
    <enclosure url="https://dts.podtrac.com/redirect.mp3/media.azpm.org/master/audio/2025/9/9/mp3/noft-104-final-192k.mp3" length="36158976" type="audio/mpeg"/>
    <description><![CDATA[The Social Security Administration marked its 90th anniversary in August. Some analysts have predicted that the program could become insolvent and unable to pay benefits as early as 2032. Maya MacGuineas, President of the nonpartisan Committee for a Responsible Federal Budget, joins host Linda O'Bryon and AZPM Radio Director Nicole Cox to discuss the future sustainability of the program.]]></description>
    
    <pubDate>Tue, 09 Sep 2025 10:15:00 -0700</pubDate>
    <link>https://www.azpm.org/podcast/navigating/2025-09-09/is-insolvency-inevitable-a-look-at-social-securitys-future</link>
    <guid isPermaLink="false">https://dts.podtrac.com/redirect.mp3/media.azpm.org/master/audio/2025/9/9/mp3/noft-104-final-192k.mp3</guid>
    <author>ncox@azpm.org (Nicole Cox)</author>
    <itunes:title>Is insolvency inevitable? A look at Social Security&#x27;s future</itunes:title>
<itunes:summary><![CDATA[The Social Security Administration marked its 90th anniversary in August. Some analysts have predicted that the program could become insolvent and unable to pay benefits as early as 2032. Maya MacGuineas, President of the nonpartisan Committee for a Responsible Federal Budget, joins host Linda O'Bryon and AZPM Radio Director Nicole Cox to discuss the future sustainability of the program.]]></itunes:summary>
<itunes:subtitle><![CDATA[The Social Security Administration marked its 90th anniversary in August. Some…]]></itunes:subtitle>
<itunes:author>AZPM</itunes:author>
<itunes:duration>1506</itunes:duration>


<itunes:episodeType>full</itunes:episodeType>
<itunes:episode>4</itunes:episode>
<itunes:season>1</itunes:season>

</item><item>
    <title>Navigating Our Financial Times | episode trailer</title>
    <enclosure url="https://dts.podtrac.com/redirect.mp3/media.azpm.org/master/audio/2025/9/9/mp3/navigating-our-financial-times-podcast-30_1.mp3" length="516233" type="audio/mpeg"/>
    <description><![CDATA[How today's shifting economic landscape affects Arizona families, retirees, workers, and businesses. Hosted by Nicole Cox with expert guests from academia and journalism, each episode offers clarity, context, and conversation on the real-world impacts of inflation, tariffs, labor shifts, housing, and more — all through a local lens.]]></description>
    
    <pubDate>Tue, 09 Sep 2025 10:00:00 -0700</pubDate>
    <link>https://www.azpm.org/podcast/navigating/2025-09-09/navigating-our-financial-times-episode-trailer</link>
    <guid isPermaLink="false">https://dts.podtrac.com/redirect.mp3/media.azpm.org/master/audio/2025/9/9/mp3/navigating-our-financial-times-podcast-30_1.mp3</guid>
    <author>ncox@azpm.org (Nicole Cox)</author>
    <itunes:title>Navigating Our Financial Times | episode trailer</itunes:title>
<itunes:summary><![CDATA[How today's shifting economic landscape affects Arizona families, retirees, workers, and businesses. Hosted by Nicole Cox with expert guests from academia and journalism, each episode offers clarity, context, and conversation on the real-world impacts of inflation, tariffs, labor shifts, housing, and more — all through a local lens.]]></itunes:summary>
<itunes:subtitle><![CDATA[How today's shifting economic landscape affects Arizona families, retirees,…]]></itunes:subtitle>
<itunes:author>AZPM</itunes:author>
<itunes:duration>30</itunes:duration>


<itunes:episodeType>trailer</itunes:episodeType>



</item><item>
    <title>The financial cost of uncertainty</title>
    <enclosure url="https://dts.podtrac.com/redirect.mp3/media.azpm.org/master/audio/2025/6/11/mp3/noft-103-final-192k_1.mp3" length="29516621" type="audio/mpeg"/>
    <description><![CDATA[AZPM Radio Program Director Nicole Cox sits down with Linda O'Bryon, founding executive editor of Nightly Business Report, and Tom Hudson, senior economics editor for WLRN Public Radio to discuss financial unpredictability from low consumer confidence, tariffs, and shifting global markets. Plus, the trio answers listener questions on job hunting in a cooling economy, housing supply shortages, Social Security's shrinking buying power, and the safety net of FDIC insurance. Recorded May 7, 2025.]]></description>
    
    <pubDate>Thu, 12 Jun 2025 10:15:00 -0700</pubDate>
    <link>https://www.azpm.org/podcast/navigating/2025-06-12/the-financial-cost-of-uncertainty</link>
    <guid isPermaLink="false">https://dts.podtrac.com/redirect.mp3/media.azpm.org/master/audio/2025/6/11/mp3/noft-103-final-192k_1.mp3</guid>
    <author>ncox@azpm.org (Nicole Cox)</author>
    <itunes:title>The financial cost of uncertainty</itunes:title>
<itunes:summary><![CDATA[AZPM Radio Program Director Nicole Cox sits down with Linda O'Bryon, founding executive editor of Nightly Business Report, and Tom Hudson, senior economics editor for WLRN Public Radio to discuss financial unpredictability from low consumer confidence, tariffs, and shifting global markets. Plus, the trio answers listener questions on job hunting in a cooling economy, housing supply shortages, Social Security's shrinking buying power, and the safety net of FDIC insurance. Recorded May 7, 2025.]]></itunes:summary>
<itunes:subtitle><![CDATA[AZPM Radio Program Director Nicole Cox sits down with Linda O'Bryon, founding…]]></itunes:subtitle>
<itunes:author>AZPM</itunes:author>
<itunes:duration>1229</itunes:duration>


<itunes:episodeType>full</itunes:episodeType>
<itunes:episode>3</itunes:episode>
<itunes:season>1</itunes:season>

</item><item>
    <title>Is Arizona&#x27;s economy facing a deceleration?</title>
    <enclosure url="https://dts.podtrac.com/redirect.mp3/media.azpm.org/master/audio/2025/6/6/mp3/noft-102.mp3" length="33597682" type="audio/mpeg"/>
    <description><![CDATA[We take a deep dive into Arizona's economic outlook. What will be the impact of tariffs, immigration crackdowns on labor, and changing economic policies on sectors like housing, tourism, manufacturing, and healthcare? Host Nicole Cox is joined by guest experts Linda O'Bryon, a nationally recognized journalist and broadcaster, and George Hammond, Director of the Economic and Business Research Center at the University of Arizona to discuss these topics and more.]]></description>
    
    <pubDate>Fri, 06 Jun 2025 10:15:00 -0700</pubDate>
    <link>https://www.azpm.org/podcast/navigating/2025-06-06/is-arizonas-economy-facing-a-deceleration</link>
    <guid isPermaLink="false">https://dts.podtrac.com/redirect.mp3/media.azpm.org/master/audio/2025/6/6/mp3/noft-102.mp3</guid>
    <author>ncox@azpm.org (Nicole Cox)</author>
    <itunes:title>Is Arizona&#x27;s economy facing a deceleration?</itunes:title>
<itunes:summary><![CDATA[We take a deep dive into Arizona's economic outlook. What will be the impact of tariffs, immigration crackdowns on labor, and changing economic policies on sectors like housing, tourism, manufacturing, and healthcare? Host Nicole Cox is joined by guest experts Linda O'Bryon, a nationally recognized journalist and broadcaster, and George Hammond, Director of the Economic and Business Research Center at the University of Arizona to discuss these topics and more.]]></itunes:summary>
<itunes:subtitle><![CDATA[We take a deep dive into Arizona's economic outlook. What will be the impact of…]]></itunes:subtitle>
<itunes:author>AZPM</itunes:author>
<itunes:duration>1399</itunes:duration>


<itunes:episodeType>full</itunes:episodeType>
<itunes:episode>2</itunes:episode>
<itunes:season>1</itunes:season>

</item><item>
    <title>Linda O&#x27;Bryon on today&#x27;s economy, markets, tariffs, and retirement planning</title>
    <enclosure url="https://dts.podtrac.com/redirect.mp3/media.azpm.org/master/audio/2025/6/2/mp3/noft-102-final-192k.mp3" length="41787072" type="audio/mpeg"/>
    <description><![CDATA[AZPM's Nicole Cox speaks with journalist and broadcaster Linda O'Bryon about U.S. economic uncertainty, recent GDP contraction, recession risks, tariffs, supply chain disruptions, and the influence of the bond market. Plus, we answer your questions about retirement planning, required minimum distributions, and investment philosophy.]]></description>
    
    <pubDate>Mon, 02 Jun 2025 10:15:00 -0700</pubDate>
    <link>https://www.azpm.org/podcast/navigating/2025-06-02/linda-obryon-on-todays-economy-markets-tariffs-and-retirement-planning</link>
    <guid isPermaLink="false">https://dts.podtrac.com/redirect.mp3/media.azpm.org/master/audio/2025/6/2/mp3/noft-102-final-192k</guid>
    <author>ncox@azpm.org (Nicole Cox)</author>
    <itunes:title>Linda O&#x27;Bryon on today&#x27;s economy, markets, tariffs, and retirement planning</itunes:title>
<itunes:summary><![CDATA[AZPM's Nicole Cox speaks with journalist and broadcaster Linda O'Bryon about U.S. economic uncertainty, recent GDP contraction, recession risks, tariffs, supply chain disruptions, and the influence of the bond market. Plus, we answer your questions about retirement planning, required minimum distributions, and investment philosophy.]]></itunes:summary>
<itunes:subtitle><![CDATA[AZPM's Nicole Cox speaks with journalist and broadcaster Linda O'Bryon about…]]></itunes:subtitle>
<itunes:author>AZPM</itunes:author>
<itunes:duration>1741</itunes:duration>


<itunes:episodeType>full</itunes:episodeType>
<itunes:episode>1</itunes:episode>
<itunes:season>1</itunes:season>

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